Graphic Picture Story Book

How does one go about writing a graphic novel? I have been researching the 'method' (tools, software, tricks, formats, mediums, etc) that different graphic artists use, and there is a pattern.

1. Write. Outline general story or write ever detailed panel, and between. Get a sense of the characters. Create and work on sketches for what each character looks like, etc.
2. Draw. On paper, usually first with Pencil then later with Pen. Draw larger than WYSIWYG and shrink later.
1. This step varies the most for artists. 
3. Scan. Some people do the inking digitally, some people are all digital. Most that I have researched Ink on paper then scan and color digitally, but others color on paper too. Some only scan when it is completely finished. No matter where this step happens, eventually the pages are getting scanned.
4. Finish. Format at into page-size pages, add dialogue, put into a digital comic book format or book publishing format (CBZ, PDF, etc)
5. Package. Send for proof, editing, publishing, etc.

The only really novel or interesting thing here is the stage where different artists "go digital". Some "don't" and the guy preparing their work for print does. But most use a computer for things like speech bubbles, borders, and the like.

So what about me? Well, I am stuck in the writing step on my projects, but I have been transitioning slowly from all digital to drawing with pens and paper (real paper! From trees! bound in mole skin or something similar). It gets me away from my computer and enjoying life around me.